Credit Cards for People with Bad Credit
Bad credit can be generally defined as having a credit history that includes repeated or major defaults on payment obligations or delinquent payment experience or history of significant over-indebtedness. If you have bad credit, you probably have multiple late payments and defaults in the last seven years on your credit record. Using credit scores as a barometer, you probably have bad credit if your score is below 600 on a scale of 350 to 850. If you have bad credit, you are in the right place. So, compare the cards below and apply for the one that is right for you! (more)
Vanquis
- Typical APR: 39.9% APR (variable)
- Interest-Free! 0% for 56 days
- No annual fee; A credit limit assigned at a fixed amount to help you stay in control
Barclaycard Initial
- Typical APR: 27.9% APR (variable)
- Interest-Free! 0% for 56 days
- Great holiday deals with our Travel Service; Convenient online account management
Capital One Classic
- Typical APR: 34.9% APR (variable)
- Interest-Free! 0% for 56 days
- Great for people who want to rebuild their credit rating
Halifax
- Typical APR: 27.9% APR (variable)
- Interest-Free! 0% for up to 59 days
- Cover against online fraud when purchasing on the Internet; Manage your card online
Aqua
- Typical APR: 33.9% APR (variable)
- Interest-Free! 0% for 51 days
- Flexible payment dates; No Annual Fee
Argos
- Typical APR: 27.9% APR (variable)
- Interest-Free! Pay nothing for up to 59 days
- So you can spend now and pay later; And best of all if you settle the bill by the due date there's no interest charged.