Credit Cards for People with Good Credit
Good credit can be generally defined as having a credit history that is absent of any major, repeated default or delinquent payment experience or history of significant over-indebtedness. However, you probably have a late payment or a default in the last seven years on your credit record. Using credit scores as a barometer, you probably have good credit if your score is between 600 and 700 on a scale of 350 to 850. If you have good credit, you are in the right place. So, compare the cards below and apply for the one that is right for you! (more)
Shell MasterCard Citi
- Typical APR: 16.9% APR (variable)
- 3% rebate on Shell fuel spend
- 1% rebate when you use your card anywhere else; Plus 0% p.a. on balance transfers for 9 months (3% fee, minimum £5)
Amex Platinum
- Typical APR: 18.9% APR (variable)
- 5% Money Back on spend up to £4,000 during your first 3 months; then standard Money Back rate up to 1.5%
- Monthly Fee: £300 Annual Fee
Barclaycard Cashback
- Typical APR: 14.9% APR (variable)
- 1% cashback on supermarket and petrol spend (up to £15 a month)
- 0% interest on balance transfers for 12 months from account opening (2.5% handling fee applies); 0.5% cashback on all other spending (up to £15 a month)
Morgan Stanley i24
- Typical APR: 13.9% APR (variable)
- This is one benefit it's easy to put a value on. i24 gives you 1% cashback on everything you buy with your card with a cheque at the end of each year. And you can find out how much you've saved at any time online.
- 5.9% p.a. APR on balance transfers, for life; Commission free spending abroad
Capital One Progress MasterCard
- Typical APR: 29.9% APR (Variable)
- Credit Limit: up to £2,500
- You can shrink your interest rate to 17.9% by making regular on-time payments.
Sainsbury
- Introductory APR on purchases: 0% for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Collect Nectar points on Sainsbury's shopping Pay with your credit card and collect 2 points per £1 you spend*; Hand over your Nectar card at the same time and collect an additional 2 points for per £1 you spend; You even earn Nectar points when you don't shop at Sainsbury's - 1 point per £5 you spend on your credit card.
British Airways American Express
- Typical APR: 19.9% APR (variable)
- Monthly Fee: No Annual Fee
- 1,000 bonus BA miles when you spend £500 in your first 3 months; collect 1 BA Mile for virtually every £1 you spend
British Airways Premium American Express
- Typical APR: 46.0% APR (Variable)
- 6,000 bonus BA miles when you use the card for the first time, collect 1.5 BA miles for virtually ever £1 your spend; Double BA miles on British Airways flights and BA Holidays.
Tesco Bonus
- Introductory APR on purchases: 0% on Tesco purchases for 13 months; 0% on on-Tesco purchases for 3 months
- Typical APR: 15.9 APR (variable)
- Introductory APR on Balance Transfers: 0% for 13 months
- The Tesco Bonus Credit Card is the only card on the market to give you an interest payment back to your credit card! Each year you're a Tesco Bonus Credit Card holder, we'll give you a gift - an Interest Payment Back. It's our way of saying thank you for your loyalty.
MBNA Rewards
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 16.9 APR (variable)
- Introductory APR on Balance Transfers: 0% for 13 months
- No Annual Fee. 24-hour worldwide telephone helpline and online banking service that provides control and flexibility in managing your account.
Nectar
- Typical APR: 18.9% APR (variable)
- Collect 5,000 Nectar points when you spend £200 within the first 3 months; Double Nectar points for the first 3 months; Shop online at Nectar eStores
EasyJet MasterCard
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 9 months
- Free flight (worth £40) with £250 spend in first 90 days; Earn 10% back on EasyJet flights (for 3 months).
The GM Card
- Introductory APR on purchases: 0% for 5 months
- Typical APR: 14.9% APR
- Introductory APR on Balance Transfers: 0% for 5 months
- Rebate points are earned at the rate of 3% of your spend. 1 rebate point is equivalent to a £1 saving off the price of your new Vauxhall or Saab.
Virgin Atlantic American Express Credit Card
- Typical APR: 17.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 6 months
- 1 Flying Club mile for every £1 spent on card purchases. 2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays
MBNA Business
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Free Purchase Protection Insurance and Employee Misuse Insurance
Barclaycard Business
- Typical APR: 19.9% APR (variable)
- Receive up to 15% discount on office products from Ryman office supplies; Receive up to 10% discount on courier services with DHL.
Tesco Business
- Typical APR: 14.8% APR (variable)
- The credit card with fuel rewards - you could save 2p per litre off Tesco Petrol & Diesel; Designed specifically for sole traders, the Tesco Business Credit Card is the ideal way to keep your business expenses separate from your personal spending.
MBNA Business With BMI Miles
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 17.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- 20,000 free BMI destination miles with your first card purchases. Receive 1 BMI mile everytime you spend £1 on card purchases. Free Worldwide Annual Travel Insurance
American Express Business Gold Card
- Earn 1 membership point for every £1 you spend, up to 39 days interest-free for improved cash flow.
American Express Business Nectar
- Typical APR: 18.9% APR (variable)
- Earnup to 4 nectar points on every £1 you spend at participating sponsors
Barclaycard Football
- Typical APR: 14.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- 0% interest on football season tickets (purchases over ?250); Earn reward points at selected retailers to swap for merchandise
MBNA England Rugby Credit Card
- Introductory APR on purchases: 0% on purchases for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Save 5% at the Rugby store when you pay for your purchase in full using your England Rugby Credit Card. Earn 15% discount off the offical England Rugby Supporters Club Membership
MBNA Arsenal Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Aston Villa Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Blackburn Rovers Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Bolton Wanderers Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Celtic FC Rewards Mastercard
- Introductory APR on purchases: 0% on purchases for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- For every card purchase you make with your Celtic Rewards MasterCard you'll earn points that you can exchange for exclusive Celtic Rewards. These include "money can't buy" experiences such as lunch with the manager or a tour of Lennoxtown with a Celtic legend.
MBNA Charlton Athletic MasterCard
- Introductory APR on purchases: 0% on purchases for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Carry the Charlton Athletic MasterCard and you'll show your loyalty to Charlton Athletic every time you use it to make a card purchase. The club also benefit every time a card is taken out from a commission paid by MBNA Europe Bank Limited, the card issuer, which will be invested back into the Club.
MBNA Chelsea Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Liverpool FC Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Manchester City Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Manchester United Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Middlesbrough Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Newcastle United Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Portsmouth Rewards Credit Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Rangers FC MasterCard
- Introductory APR on purchases: 0% on purchases for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Carry the Rangers MasterCard and you'll not only show your loyalty to Rangers every time you use it, but the Club benefits from contributions paid by MBNA Europe Bank Limited, the card's issuer, which will be invested back into the Club.
MBNA Reading Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Tottenham Hotspur Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Watford FC Rewards Credit Card
- Introductory APR on purchases: 0% on purchases for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA West Ham United Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
MBNA Wigan Athletic Rewards Card
- Introductory APR on purchases: 0% on purchases for 12 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Earn 1 reward point for every £1 you spend
American Express Red
- Typical APR: 16.9% APR (variable)
- With the American Express RED credit card you can help make a lasting contribution to fighting AIDS in Africa - 1% of everything you spend on the card is contributed to the Global Fund. But this isn't just a charity card, it is also a competitive credit card which offers a low APR, has no annual fee - for life, as well as purchase and refund protection.
Barclaycard Breathe
- Typical APR: 14.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Barclaycard Breathe is the only UK credit card to donate 50% of profit to support carbon reduction projects in the UK and abroad. All donations are sent to Barclays' independent environmental partner PURE the Clean Planet Trust . Donations will be used to support carbon offset projects that meet the Governments proposed code of best practice for carbon offsetting. Projects supported by Barclaycard Breathe UK - Solar Energy for Schools China - Run-of-River Hydropower Brazil - Renewable Energy & Forest Preservation China - Wind Farm
Shelter
- Typical APR: 12.9% APR
- The Co-operative Bank has joined forces with Shelter to introduce a credit card that benefits homeless and badly housed people. The first time you use your Shelter credit card, The Co-operative Bank will donate £20 direct to Shelter. Thereafter, Shelter gets 25p for every £100 spent.
MBNA Breast Cancer
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Donation on opening of £5.00. Donation on purchases of 0.25%. If card used after 12 months, a further £2.00 is donated. If you apply online MBNA will donate £40 on first usage of the card.
MBNA WWF
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- WWF receives £6 when you use your account within 90 days. 40p for every £100 purchased on the card and £2 every year you continue to use the card. WWF will send you a soft toy to match the animal on your card if you spend £100 within the first 90 days.
MBNA National Trust Credit Card
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- The National Trust receives £15 when you use your card within 90 days of the account opening. They will also receive 30p for every £100 you spend on card purchases and £2 every year you use the card.
MBNA RSPCA Card
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra.
RBS Classic Credit Card
- Introductory APR on purchases: 0% for 6 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 13 Months
- Balance Transfer Fee: 2.90%
- If you are over 18 and earn more than £10,000
RBS Gold Credit Card
- Introductory APR on purchases: 0% for 6 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 13 Months
- Balance Transfer Fee: 2.90%
- If you are over 21 and earn more than £20,000
American Express Cashback Platinum
- Typical APR: 19.9% APR (variable)
- Monthly Fee: No Annual Fee
- 5% cashback in the first 3 months up to £100; Travel Accident; Purchase Protection