Credit Cards for People with Excellent Credit
Excellent credit can be generally defined as having a credit history that is absent of any default or delinquent payment experience or history of any over-indebtedness. Using credit scores as a barometer, you probably have excellent credit if your score is over 720 on a scale of 350 to 850. If you have excellent credit, you are in the right place. So, compare the cards below and apply for the one that is right for you! (more)
HSBC MasterCard
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 15 months on transfers made in the first 30 days of opening account
- Balance Transfer Fee: 2.9% balance transfer fee
- No annual fee to pay; Card security - five security measures to give you confidence when you spend
First Direct Gold
- Introductory APR on purchases: 0% for 12 months
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 4.9% for 60 months
- no annual fee; manage your account by phone, online or both
Halifax One
- Introductory APR on purchases: 0% for 9 months
- Typical APR: 13.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 9 months
- No annual fee; Cover against online fraud when purchasing on the Internet
Barclaycard Flexi-Rate
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- The more you repay, the lower your interest rate will be and could be as low as 9.9%
Barclaycard Simplicity
- Introductory APR on purchases: N/A
- Typical APR: 6.8% APR (variable)
- Purchase Delivery Protection against loss or damage to online, phone or mail orders from dispatch to door (second-hand goods and services excluded) Emergency help when traveling abroad
Virgin
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 15 Months
- Balance Transfer Fee: 2.98%
- Awesome discounts on Virgin product; Free Travel Accident Insurance
Barclaycard Platinum
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 14.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 14 months
- Balance Transfer Fee: 2.90%
- Identity Protection Service; Safer shopping with Fraud Protection
Barclaycard One Pulse
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 14.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 14 months
- Balance Transfer Fee: 2.90%
- Convenient online account management; Worldwide Assistance - emergency help when traveling abroad
Mint
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 12.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 13 Months
- Balance Transfer Fee: 2.90%
- Unique mc2 card design; Online fraud protection
Goldfish
- Typical APR: 12.9% APR (variable)
- Introductory APR on Balance Transfers: 4.9% for 12 months
- Balance Transfer Fee: 3.00%
- You'll enjoy an interest-free period of up to 58 days and the credit limit you need, as well as an additional card should you require it.
Halifax All In One
- Introductory APR on purchases: 0% for 10 months
- Typical APR: 12.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 10 months
- Balance Transfer Fee: 3.00%
- The only card you'll ever need
MBNA Platinum
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 16.9 APR (variable)
- Introductory APR on Balance Transfers: 0% until November 2010
- Balance Transfer Fee: 2.9%
- Online Banking - Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
RBS Platinum Credit Card
- Introductory APR on purchases: 0% for 6 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 13 Months
- Balance Transfer Fee: 3%
- If you are over 25 and earn more than £25,000
Bank of Scotland All In One
- Introductory APR on purchases: 0% for 10 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 10 months
- Balance Transfer Fee: 3% Balance Transfer Fee
- Monthly Fee: No Annual Fee
- The only card you will ever need!