Credit Building Credit Cards
Credit building cards are designed for people with a bad credit history or no credit history. Card issuers typically maintain lower credit lines for initial applicants and the interest and fees are higher to offset the consumers credit risk. Credit building cards typically report payment behavior to the credit bureaus and graduate consumers to better terms as consumers pay their bills on time. Check out and compare the offers below to see which one is the right fit for you!
To check to see if you have a bad credit history, get a free credit score estimate now by starting here!
Vanquis
- Typical APR: 39.9% APR (variable)
- Interest-Free! 0% for 56 days
- No annual fee; A credit limit assigned at a fixed amount to help you stay in control
Barclaycard Initial
- Typical APR: 27.9% APR (variable)
- Interest-Free! 0% for 56 days
- Great holiday deals with our Travel Service; Convenient online account management
Capital One Classic
- Typical APR: 34.9% APR (variable)
- Interest-Free! 0% for 56 days
- Great for people who want to rebuild their credit rating
Halifax
- Typical APR: 27.9% APR (variable)
- Interest-Free! 0% for up to 59 days
- Cover against online fraud when purchasing on the Internet; Manage your card online
Aqua
- Typical APR: 33.9% APR (variable)
- Interest-Free! 0% for 51 days
- Flexible payment dates; No Annual Fee
Argos
- Typical APR: 27.9% APR (variable)
- Interest-Free! Pay nothing for up to 59 days
- So you can spend now and pay later; And best of all if you settle the bill by the due date there's no interest charged.