Student Credit Cards
Students generally have little or no credit history. Because of this, students may often find it difficult to get approved for a credit card. Luckily, student credit cards do exist. This type of credit card is set up to help students build up the credit history that most don't already have.
Student credit cards are often scaled-back in terms of rewards, features and other benefits, but can still be a valuable commodity. If used wisely, a student can take the first step towards building a solid credit history.
Every credit card is a bit different and promotional offers often change, so be sure to thoroughly look over the terms and conditions for each specific card before applying.
Barclaycard Student
- Typical APR: 14.9% (variable)
- Introductory APR on Balance Transfers: No Introductory Rate
- Credit Limit: £250.00
- Vouchers and Discounts
Bank of Scotland
- Typical APR: 18.9% (variable)
- Introductory APR on Balance Transfers: Not Permitted
- Credit Limit: £500.00
- Retail and travel discounts; manageable credit limit
Halifax Student
- Typical APR: 17.9% APR (variable)
- Introductory APR on Balance Transfers: Not Permitted
- Credit Limit: £500.00
- Retail Discounts; Weekly balance updates via text; No annual Fee
Egg
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- Credit Limit: Minimum limit £500
- Great deals and discounts at selected retailers; paperless application
Lloyd's Student
- Typical APR: 19.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 9 Months
- Credit Limit: £500.00
- Fraud guarantee
Natwest
- Typical APR: 18.9% APR (variable)
- Introductory APR on Balance Transfers: No Introductory Rate
- Credit Limit: £500.00
- Up to 25% retail discounts
RBS Student Card
- Typical APR: 18.9% APR (variable)
- Introductory APR on Balance Transfers: No Introductory Rate
- Credit Limit: £500.00
- Special discounts at popular retail outlets