Low Interest Credit Cards
Low interest rate cards are designed for people with good to excellent credit history. Check out and compare the offers below to see which one is the right fit for you!
To check to see if you have good or excellent credit history, get a free credit score estimate now by starting here!
Capital One Premium Plus
- Introductory APR on purchases: 0% for 6 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 6 months
- No balance transfer Fee!
HSBC MasterCard
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 15 months on transfers made in the first 30 days of opening account
- Balance Transfer Fee: 2.9% balance transfer fee
- No annual fee to pay; Card security - five security measures to give you confidence when you spend
First Direct Gold
- Introductory APR on purchases: 0% for 12 months
- Typical APR: 16.9% APR (variable)
- Introductory APR on Balance Transfers: 4.9% for 60 months
- no annual fee; manage your account by phone, online or both
Halifax One
- Introductory APR on purchases: 0% for 9 months
- Typical APR: 13.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 9 months
- No annual fee; Cover against online fraud when purchasing on the Internet
Barclaycard Flexi-Rate
- Introductory APR on purchases: 0% for 3 months
- Typical APR: 15.9% APR (variable)
- Introductory APR on Balance Transfers: 0% for 12 months
- The more you repay, the lower your interest rate will be and could be as low as 9.9%
Barclaycard Simplicity
- Introductory APR on purchases: N/A
- Typical APR: 6.8% APR (variable)
- Purchase Delivery Protection against loss or damage to online, phone or mail orders from dispatch to door (second-hand goods and services excluded) Emergency help when traveling abroad
Capital One Plus
- Introductory APR on purchases: 0% for 6 months
- Typical APR: 19.9% APR (variable)
- Credit Limit: up to £5,000
- Online security and anti-fraud protection
Capital One Progress
- Typical APR: 34.9% APR (Variable)
- Credit Limit: up to £2,500
- You can shrink your interest rate to 19.9% by making regular on-time payments.